Leigh Phillips, CEO of SaverLife

Leigh Phillips, CEO of SaverLife

We have heard many times on this show and in the media that last year was a good one when it comes to savings rates and loan delinquencies. People were not spending as much and they received government stimulus to help with their savings and pay down their debt. So, when I received a survey last month that showed the exact opposite of this consensus, I wanted to learn more. So, while those generalizations are true, there is a segment of the population that has been hit brutally hard by the pandemic and in this episode we find out more about them.

Ram Palaniappan, Founder & CEO of Earnin

Ram Palaniappan, Founder & CEO of Earnin

Today, we are talking about earned wage access again. I am a big fan of this product and it is getting serious traction today. As I recently shared regulators are also paying attention and that is a good thing as the industry. As you will learn in this episode millions of people are now relying on this product to become more financially healthy.

Rochelle Gorey, Co-Founder & CEO of SpringFour

There never been an environment like this for consumers. Even with some government assistance many people are struggling like never before, struggling to pay their rent, put food on the table and to pay back their loans. There are resources all over the country to help people in need but sadly not enough people know about them.