Utah’s Hidden Fintech Powerhouse: Ryan Christiansen on Building Bridges Between Academia and Industry
Ryan Christiansen explains how he went from building open banking infrastructure at Finicity to leading the University of Utah’s Fintech Center, a unique program spanning business, engineering, and law schools.
The Embedded Tax Revolution: Ben Borodach, CEO of april, on Building Tax Infrastructure from Scratch
Ben Borodach, founder and CEO of april, explains how his company built the first new nationally licensed tax engine in over 15 years to embed tax services directly into banks, fintechs, and payroll platforms, transforming tax from an annual eight-hour ordeal into real-time financial intelligence that takes just 25 minutes to file.
Daren Guo, Co-Founder of Reap, on building stablecoin-powered infrastructure for global finance
Learn how stablecoin-based financial rails are enabling entirely new products like payroll streaming and driving toward a fully tokenized economy where all value moves on-chain.
Darragh Buckley, CEO of Increase, on building the next generation of banking infrastructure
The CEO of Increase discusses connecting directly to the Federal Reserve to provide banking infrastructure through APIs and how it is processing over $100 billion annually
Jason Lee, Head of Chime Enterprise, on the transformation of employee financial health
A conversation about the intersection of fintech, HR technology, and the future of work, and why the employer may be the most powerful catalyst for improving Americans’ financial lives.
Clive Kinross, CEO of Propel Holdings, on building a profitable fintech lender with just $4 million
Learn how Propel became one of the most successful fintech lenders serving underbanked consumers by staying profitable from day one with just $4 million in initial capital, using AI to process over 80,000 applications daily, and growing to serve 100 million consumers across the US, Canada, and the UK.
Cristina Junqueira, Co-Founder of Nubank, on conquering Latin America and taking on the US
Nubank co-founder Cristina Junqueira discusses how the company grew from a Brazilian startup to serving 127 million customers across three Latin American countries, and explains why they’re now taking on their biggest challenge yet by entering the US market with a newly filed OCC banking application and Cristina relocating to Miami to lead the expansion.
Jason Rosen, CEO of Prism Data, on how cash flow underwriting is transforming lending today
Learn how cashflow underwriting using real-time bank account data is revolutionizing credit assessment and filling critical gaps that traditional credit scores can’t address.
Davi Strazza, Head of North America at Adyen, on banking licenses, agentic commerce, stablecoins, embedded finance and more
Davi Strazza of Adyen discusses how their banking license enables embedded finance for marketplaces and digital businesses, shares insights from Brazil’s payments revolution, and explores why this may be the most exciting time to be in payments with AI transformation and emerging rails like stablecoins.
Rich Clow of Bank of America on driving payments innovation at scale
Rich Clow discusses how Bank of America is approaching instant payments adoption, digital wallet innovation, and the unique challenges of driving payments transformation at a scale serving tens of million consumers and 40,000 global corporates.
